Contact Us

Contact Us

If you’ve had a bad experience with a UK payday loan provider then please use the contact form below to get in touch!

    5 Loans Per Household Limit

    By limiting the number of loans or rollovers to a maximum of 5 per customer, payday lending should still be available for consumers to use them, but not to the stage where they are becoming an unsustainable debt.

    The aim of putting a cap on the number of loans or rollovers allowed would be to prevent consumers getting themselves into a debt spiral where they reach a point where they are borrowing in order to service the loan which is now increasing rather than relieving their burden of indebtedness.

    Click here to learn more about the benefits of introducing a set limit for payday loan applications and rollover borrowing.

    NO Specific Payday Regulation

    Right now there is no specific payday regulation in the UK, payday lending is currently regulated by general consumer credit legislation that is just not adequate.

    Click here to learn more about the current lack of payday specific regulation in the UK.

    Banning Payday Lending In UK

    We feel that further work needs to be carried out by the Office of Fair Trading to investigate the impact of banning payday loans within the context of the UK market.

    To date, research in this area has been largely focused on the experiences of other countries and is not specific to the UK payday lending market.

    Currently, it is a concern that imposing a complete ban on payday loans in the UK would increase illegal lending, but if a greater range of lower cost alternatives were to be made available to low income customers through areas such as banks and social lenders, this risk would be significantly diminished!

    UK Debt Counselling Services

    Below you will find links to a number of non-proft debt counselling services in the UK.

    These organisations will provide you with the advice and help you need, from someone paid to help you, not to make money out of you.

    • Consumer Credit Counselling Service
    • National Debtline
    • Citizens Advice Bureau
    • Christians Against Poverty